Are you planning on purchasing, refinancing or building a home? Are you buying an investment property or second home? Sawyer Savings Bank has the expertise and experience to match your needs to the type of loan that works best for you! Our lending area primarily includes: Ulster, Greene, and Dutchess Counties.

Call our Lending Department at (845)246-7000
or toll free at (800)486-9266!

NOW OFFERING REVERSE MORTGAGES!
Call Mike Horodyski at (845) 236-7800 extension 304 for more information!

FIXED RATE MORTGAGES
A variety of rates and points, including our "No Point" loan. Financing available up to 97% of purchase price for qualified applicants. Refinancing terms are slightly different.

ADJUSTABLE RATE MORTGAGES
One, three, or five year adjustment periods are available. Financing up to 90% of purchase price (may be lower for Refinances). Option to convert to Fixed Interest Rate is also available.

FHA MORTGAGES
Financing up to 100% of purchase price (may be lower for Refinances). Fixed Rate or Adjustable Rate Mortgages are available.

SONYMA Lender

CONSTRUCTION LOANS
Financing up to 90% of purchase price (land and house). We will finance stick-built, log, or modular homes. Must close into a permanent Fixed Rate or Adjustable Rate Mortgage.

SECOND HOMES

INVESTMENT PROPERTIES

JUMBO MORTGAGES

Call Michael Horodyski, our Mortgage Consultant, for more information about Sawyer Savings Mortgages, at (845) 236-7800 extension 304.
E-Mail Michael at mhorodyski@sawyersavings.com.

Click Here for our Mortgage Calculator